Is it unheard of to request that one of the requirements be as followed:

Home is one we LOVE and would love to purchase - the lease amount is $1400 a month, with $200 lease credit, for a 2 years lease with option to purchase, and a deposit of $4000 down.   

What I propose is this - in order to lower the monthly lease amount, pay an additional $4800(the $200/lease credit - basically, the owner/or company "Saves for you") upfront with the $4000 deposit.  Would this in essense lower the monthly lease amount to $1200 a month? 

The reason I wonder, is even after the house is purchased at the end of 2 years, the mortgage is not going to be anywhere near $1400 a month.

Has anyone done this and/or can it be done?  I guess with negotiation, perhaps?

 

If I was the home owner I will definitely take the $4,800 up front and reduce the lease amount o 1200 - money now is always better.

Just curious though, why would you want to do this? I don't really see an advantage for you.