Mary,
A widget is a piece of code that you can enbed in any HTML page. Basically it is functionality that runs on the service provider servers but you can use on your website, blog etc.
Below is a lead form widget I included in this post.
I simply copied the widget code into the HTML of my post. Note: when creating forum posts you can see the HTML by click on the source button (upper left) of the HTML editor.
Let me know if this helped.
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